Julia Zuckerman, JD

About Julia Zuckerman, JD

Julia Zuckerman is a Director in the Knowledge Resource Center of Conduent HR Services. She consults on regulatory changes and developing legal issues affecting health and welfare, retirement, and governmental plans, with a particular focus on compliance risk.
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    Congress Adds Plan Distribution Tax Relief for Recent Disasters

Congress Adds Plan Distribution Tax Relief for Recent Disasters

Volume 40 | Issue 118
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The Disaster Tax Relief and Airport and Airway Extension Act of 2017, signed by President Trump last Friday,

By |Oct 6, 2017|FYI, US, Wealth|
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    Employer Filing for Exemption from Oregon-Sponsored Retirement Plan Due Soon

Employer Filing for Exemption from Oregon-Sponsored Retirement Plan Due Soon

Volume 40 | Issue 113
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Employers with 100 or more employees in Oregon have until November 15, 2017 to register with the new state-run

By |Sep 27, 2017|FYI, US, Wealth|

Agencies Relax Rules for Hurricane Irma Victims

Volume 40 | Issue 110
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In September 2017, Hurricane Irma devastated parts of Florida, Puerto Rico and the U.S. Virgin Islands. On the heels of similar

By |Sep 19, 2017|FYI, US, Wealth|

Agencies Relax Rules for Hurricane Harvey Victims

Volume 40 | Issue 108
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In late August 2017, Hurricane Harvey devastated parts of Texas. Recent guidance allows retirement plan sponsors to temporarily

By |Sep 6, 2017|FYI, US, Wealth|
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    IRS Extends Temporary Nondiscrimination Relief for Closed DB Plans Through 2019

IRS Extends Temporary Nondiscrimination Relief for Closed DB Plans Through 2019

Volume 40 | Issue 107
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IRS has again extended the temporary relief from select nondiscrimination requirements that had been announced in Notice 2014-5.

DOL Proposes July 1, 2019 Fiduciary Rule Extension

Volume 40 | Issue 104
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DOL has proposed an extension of the fiduciary transition period until July 1, 2019. The fiduciary final regulation

Expanded EEO-1 Reporting Now on Hold

Volume 40 | Issue 103
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Yesterday, the Office of Management and Budget issued an immediate stay of the pay and hours worked reporting

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    HHS to Reconsider Rule Prohibiting Discrimination Based on Gender Identity, Pregnancy Termination

HHS to Reconsider Rule Prohibiting Discrimination Based on Gender Identity, Pregnancy Termination

Volume 40 | Issue 98
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After temporarily blocking provisions of the Obama-era HHS regulation that prohibits certain health programs and activities from discriminating based

By |Aug 18, 2017|FYI, Health, US|

Easing Into the DOL Fiduciary Rule

Volume 40 | Issue 95
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As promised, the DOL is providing ongoing updates about compliance with the revised definition of investment advice fiduciary

By |Aug 7, 2017|FYI, Health, US, Wealth|
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    Administration Eyes Expanding HDHP Pre-Deductible Coverage to Chronic Disease Management

Administration Eyes Expanding HDHP Pre-Deductible Coverage to Chronic Disease Management

Volume 40 | Issue 93
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A recent draft executive order would direct the IRS to expand the list of preventive care services that an

By |Aug 2, 2017|FYI, Health, US|

Retirement Plans – 2017 Summer Recap

Volume 40 | Issue 92
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This FYI Roundup recaps recent defined benefit and defined contribution retirement plan developments since our review in February.

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    Treasury Modifies Multiemployer Benefit Suspension Procedures

Treasury Modifies Multiemployer Benefit Suspension Procedures

Volume 40 | Issue 86
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The Treasury Department has revised its application procedures for multiemployer defined benefit pension plans in critical and declining status

By |Jul 14, 2017|FYI, US, Wealth|
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    Mental Health Parity Update: Proposed Disclosure Forms, Status of Eating Disorder Treatments

Mental Health Parity Update: Proposed Disclosure Forms, Status of Eating Disorder Treatments

Volume 40 | Issue 84
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In recent FAQs, the departments solicited more feedback on improving the content of MH/SUD disclosures –

By |Jul 5, 2017|FYI, Health, US|

Oregon Rolls Out Retirement Savings Program

Volume 40 | Issue 77
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Oregon’s state-run automatic IRA retirement program for private sector employees goes into effect for employers of

By |Jun 16, 2017|FYI, US, Wealth|
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    Canadian Court Won’t Enforce Withdrawal Liability on Canadian Controlled Group Member

Canadian Court Won’t Enforce Withdrawal Liability on Canadian Controlled Group Member

Volume 40 | Issue 72
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A Canadian court recently rejected an underfunded multiemployer pension plan’s bid to impose ERISA withdrawal liability.

By |Jun 12, 2017|FYI, US, Wealth|
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    No Further Delay for Fiduciary Rule (for Now) – but DOL Implements Enforcement Lite Approach

No Further Delay for Fiduciary Rule (for Now) – but DOL Implements Enforcement Lite Approach

Volume 40 | Issue 65
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DOL announced that it will not at this point further delay its fiduciary rule June 9

Congress Nixes DOL State-Run Savings Plan Rules

Volume 40 | Issue 58
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President Trump is expected to ink Congress’ dismissal of DOL’s regulatory safe harbor for state-run retirement savings

By |May 5, 2017|FYI, US, Wealth|
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    CMS Finalizes Enrollment Changes Aimed at Stabilizing ACA Marketplaces

CMS Finalizes Enrollment Changes Aimed at Stabilizing ACA Marketplaces

Volume 40 | Issue 54
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CMS issued final rules designed to stabilize the ACA marketplaces while the Trump administration works with Congress

By |May 1, 2017|FYI, Health, US|

DOL Delays Fiduciary Rule Until June 9

Volume 40 | Issue 47
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Following President Trump’s direction to re-examine the fiduciary regulation, the DOL has pushed back the rule’s looming

IRS Releases 2017 Operational Compliance List

Volume 40 | Issue 40
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The IRS has issued its first Operational Compliance List, designed to help plans comply with changes

By |Mar 15, 2017|FYI, US, Wealth|
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    DOL Won’t Enforce Fiduciary Rule’s April 10 Applicability Date

DOL Won’t Enforce Fiduciary Rule’s April 10 Applicability Date

Volume 40 | Issue 39
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Aiming to calm stakeholder anxiety, the DOL said it will not enforce the fiduciary rule’s April

By |Mar 13, 2017|FYI Alert, US, Wealth|
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    IRS Increases Flexibility for Substantiation of Hardship Distributions

IRS Increases Flexibility for Substantiation of Hardship Distributions

Volume 40 | Issue 34
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After an extended period of uncertainty about what constitutes acceptable substantiation of a hardship withdrawal request, new

By |Mar 7, 2017|FYI, US, Wealth|

DOL Proposes to Delay Fiduciary Rule

Volume 40 | Issue 32
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DOL proposed a 60-day delay in the applicability date for its fiduciary regulation and will take

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    CMS Proposes Enrollment Changes Aimed at Propping Up ACA Marketplaces, for Now

CMS Proposes Enrollment Changes Aimed at Propping Up ACA Marketplaces, for Now

Volume 40 | Issue 31
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The Trump administration is seeking to stabilize the ACA marketplaces while it works with Congress on ACA

By |Feb 28, 2017|FYI, Health, US|

Reminder – Prepare to Update SBCs

Volume 40 | Issue 27
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Plan sponsors must use updated SBC templates for open enrollment periods beginning on and after April 1,

By |Feb 14, 2017|FYI, Health, US|

DOL, PBGC and HHS Increase Penalties for Violations

Volume 40 | Issue 25
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The DOL, PBGC, and HHS have announced annual inflation penalty adjustments. Employers should pay careful attention to

By |Feb 10, 2017|FYI, Health, US, Wealth|

Trump Orders DOL to Re-Examine Fiduciary Rule

Volume 40 | Issue 22
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The Trump administration directed the DOL to re-examine its final regulation on conflicts of interest and fiduciary

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    Departments Issue FAQs on Special Enrollment, Women’s Preventive Care Services

Departments Issue FAQs on Special Enrollment, Women’s Preventive Care Services

Volume 40 | Issue 16
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The departments clarified that someone who loses eligibility for individual coverage, including marketplace coverage, is

By |Jan 26, 2017|FYI, Health, US|
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    Target Date Fund with Annuity that Restricts Transfers May be Prudent Default Investment (but not QDIA)

Target Date Fund with Annuity that Restricts Transfers May be Prudent Default Investment (but not QDIA)

Volume 40 | Issue 15
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The DOL recently concluded that a target date fund with a fixed guaranteed annuity restricting

By |Jan 25, 2017|FYI, US, Wealth|
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    DOL Sends Parting Fiduciary Rule FAQs to Service Providers and Consumers

DOL Sends Parting Fiduciary Rule FAQs to Service Providers and Consumers

Volume 40 | Issue 13
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DOL released separate sets of FAQs aimed at service providers and consumers, respectively, during its

Status Quo for Contraceptive Coverage Mandate Accommodation

Volume 40 | Issue 11
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The Obama administration will retain the current ACA contraceptive coverage mandate accommodation process for nonprofit

By |Jan 19, 2017|FYI, Health, US|
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    Court Blocks HHS from Enforcing Prohibition on Transgender Discrimination

Court Blocks HHS from Enforcing Prohibition on Transgender Discrimination

Volume 40 | Issue 08
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Just before they were to take effect, a Texas district court temporarily blocked provisions of

By |Jan 13, 2017|FYI, Health, US|
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    DOL Clarifies Fiduciary Standards on Proxy Voting and Investment Policies

DOL Clarifies Fiduciary Standards on Proxy Voting and Investment Policies

Volume 40 | Issue 06
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In response to concerns that prior guidance has unduly discouraged fiduciaries from exercising shareholder rights,

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    DOL Green Lights Retirement Programs Run by Cities and Counties

DOL Green Lights Retirement Programs Run by Cities and Counties

Volume 40 | Issue 02
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Recently issued guidance expands the DOL’s state-based retirement safe harbor rule to political subdivisions under

By |Jan 5, 2017|FYI, US, Wealth|

Supreme Court to Address Church Plan Definition

Volume 39 | Issue 152
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In recent years, participants and beneficiaries in retirement plans maintained by certain church-affiliated, tax-exempt

By |Dec 9, 2016|FYI, Health, US, Wealth|

Mental Health Parity Update

Volume 39 | Issue 151
Download this For Your Information as a printable PDF

The White House Mental Health and Substance Use Disorder Parity Task Force recently released

By |Dec 2, 2016|FYI, Health, US|

Wellness Programs: Regulatory and Litigation Update

Volume 39 | Issue 148
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The EEOC continues to clarify its interpretation of wellness program rules. Rather than issuing

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    2017 Planning for ERISA Multiemployer Defined Benefit Plan Operations

2017 Planning for ERISA Multiemployer Defined Benefit Plan Operations

Volume 39 | Issue 139
Download this FYI In-Depth as a printable PDF

The calendar provided in this FYI In-Depth will help you set up your own

2017 Planning for Governmental Retirement Plan Operations

Volume 39 | Issue 138
Download this FYI In-Depth as a printable PDF

The calendar provided in this FYI In-Depth will help sponsors of governmental retirement plans

DOL Fiduciary FAQs for Advisers

 Volume 39 | Issue 133
Download this For Your Information as a printable PDF

The first set of FAQs from the DOL on the expanded fiduciary requirements

By |Nov 8, 2016|FYI, US, Wealth|

Agencies Relax Rules for Hurricane Matthew Victims

Volume 39 | Issue 128
Download this For Your Information as a printable PDF

In early October, Hurricane Matthew hit hard in North Carolina, South Carolina, Georgia and

By |Nov 2, 2016|FYI, US, Wealth|

IRS Updates Plan Corrections Procedure

Volume 39 | Issue 122
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IRS issued a new revenue procedure, effective January 1, 2017, governing employee plan corrections

By |Oct 21, 2016|FYI, US, Wealth|
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    PBGC Proposes to Change, Expand Its Missing Participant Program for Terminated Plans

PBGC Proposes to Change, Expand Its Missing Participant Program for Terminated Plans

Volume 39 | Issue 112
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Proposed regulations would open PBGC’s existing missing participant program in 2018 to terminated defined

By |Oct 5, 2016|FYI, US, Wealth|

OK to Include More ACA Marketplace Information with COBRA Election Notices

OK to Include More ACA Marketplace Information with COBRA Election Notices

By |Sep 9, 2016|FYI, Health, US|

Spotlight on Transgender Health Coverage

Spotlight on Transgender Health Coverage

DOL Finalizes Rules for State-Run Retirement Programs

DOL Finalizes Rules for State-Run Retirement Programs

By |Aug 29, 2016|FYI, US, Wealth|

Proposed Overhaul of Form 5500 Slated for 2019 Plan Years

Proposed Overhaul of Form 5500 Slated for 2019
Plan Years

By |Aug 4, 2016|FYI, Health, US, Wealth|

Massachusetts Enacts Expansive Equal Pay Law

Massachusetts Enacts Expansive Equal Pay Law

DOL Increases Penalties for ERISA Compliance Violations

DOL Increases Penalties for ERISA Compliance Violations

As Expected, IRS Formally Contracts Its Determination Letter Program

As Expected, IRS Formally Contracts Its Determination Letter Program

By |Jul 8, 2016|FYI, US, Wealth|

More Guidance on ACA, Mental Health Parity and Women’s Health and Cancer Rights

More Guidance on ACA, Mental Health Parity and Women’s Health and Cancer Rights

By |May 19, 2016|FYI, Health, US|

DOL Unveils Final Overtime Rule

DOL Unveils Final Overtime Rule

High Court Kicks Contraceptive Coverage Mandate Accommodation Back to the Circuits

High Court Kicks Contraceptive Coverage Mandate Accommodation Back to the Circuits

By |May 17, 2016|FYI, Health, US|

HHS Finalizes Regulations on ACA Nondiscrimination in Health Programs and Activities

HHS Finalizes Regulations on ACA Nondiscrimination in Health Programs and Activities

By |May 17, 2016|FYI Alert, Health, US|

Treasury Finalizes Multiemployer Benefit Suspension Ordering Rule

Treasury Finalizes Multiemployer Benefit Suspension Ordering Rule

By |May 4, 2016|FYI, US, Wealth|

Treasury Finalizes Multiemployer Benefit Suspension Regulations

Treasury Finalizes Multiemployer Benefit Suspension Regulations

By |May 3, 2016|FYI, US, Wealth|

A Plan Sponsor’s Overview of DOL’s Fiduciary/Conflict of Interest Rule

A Plan Sponsor’s Overview of DOL’s Fiduciary/Conflict of Interest Rule

By |Apr 22, 2016|FYI, Health, US, Wealth|

Final Updated SBC Template Available

Final Updated SBC Template Available

By |Apr 21, 2016|FYI, Health, US|

DOL Finalizes Fiduciary/Conflict of Interest Rule

DOL Finalizes Fiduciary/Conflict of Interest Rule

High Court OKs Law of Averages for FLSA Claims

High Court OKs Law of Averages for FLSA Claims

By |Apr 1, 2016|Career, FYI, US|

Expected SBC Implementation Date

Expected SBC Implementation Date

By |Mar 18, 2016|FYI, Health, US|

High Court Halts State’s Effort to Collect Health Data from Self-Funded ERISA Plans

High Court Halts State’s Effort to Collect Health Data from Self-Funded ERISA Plans

By |Mar 11, 2016|FYI, Health, US|

Employer Cannot Escape Claims That It Cut Employee Hours to Avoid ACA Requirements

Employer Cannot Escape Claims That It Cut Employee Hours to Avoid ACA Requirements

New Proposed SBC Template, Instructions and Materials

New Proposed SBC Template, Instructions and Materials

By |Mar 7, 2016|FYI, Health, US|

IRS Proposes Normal Retirement Age Rules for Governmental Plans

IRS Proposes Normal Retirement Age Rules for Governmental Plans

By |Feb 16, 2016|FYI, US, Wealth|

ERISA Plan Cannot Recover Spent Settlement Funds, High Court Rules

ERISA Plan Cannot Recover Spent Settlement Funds, High Court Rules

Retiree Health Benefits Dispute Returns to Trial Court

Retiree Health Benefits Dispute Returns to Trial Court

2016 Planning for ERISA Multiemployer Defined Benefit Plan Operations

2016 Planning for ERISA Multiemployer Defined Benefit Plan Operations